Health insurance
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== General == | == General == | ||
| - | Doctors, dentists, hospitals and all health services have to be paid for in Switzerland. Health insurance, or more accurately Health Fund (Krankenkasse), membership is compulsory (unless you can prove you have the | + | Doctors, dentists, hospitals and all health services have to be paid for in Switzerland. Health insurance, or more accurately Health Fund (Krankenkasse), membership is compulsory (unless you can prove you have the savings to cover your possible health requirements).<br> |
| - | Dentists are not usually | + | Dentists are not usually covered by these funds. They can be, but it is usually not worthwhile.<br> |
| - | Usually you pay for your treatment and then your health fund will refund 90% of the cost, less any annual 'franchise' (like car insurance excess) you opt for | + | Usually you pay for your treatment and then your health fund will refund 90% of the cost, less any annual 'franchise' (like car insurance excess) you opt for.<br> |
Health costs and health funds are expensive. It is worthwhile taking some time checking the best deal for you. See the [http://www.comparis.ch Comparis] website - an excellent resource for other insurances too. It is possible to change your heath fund provider each year before January renewals. | Health costs and health funds are expensive. It is worthwhile taking some time checking the best deal for you. See the [http://www.comparis.ch Comparis] website - an excellent resource for other insurances too. It is possible to change your heath fund provider each year before January renewals. | ||
Revision as of 07:45, 15 March 2006
General
Doctors, dentists, hospitals and all health services have to be paid for in Switzerland. Health insurance, or more accurately Health Fund (Krankenkasse), membership is compulsory (unless you can prove you have the savings to cover your possible health requirements).
Dentists are not usually covered by these funds. They can be, but it is usually not worthwhile.
Usually you pay for your treatment and then your health fund will refund 90% of the cost, less any annual 'franchise' (like car insurance excess) you opt for.
Health costs and health funds are expensive. It is worthwhile taking some time checking the best deal for you. See the Comparis website - an excellent resource for other insurances too. It is possible to change your heath fund provider each year before January renewals.
